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We have carefully selected specialist partners to bring you detailed factual information and competitive quotations on Retirement Policies from the UK's leading providers.

Instead of pushy sales people, we offer a more personal service that provides a thorough market perspective and allows you to make an informed choice.

Annuity Rates Comparison

Buying an annuity is one of the most important purchasing decisions that you can make when cashing in your pension savings. It more or less defines your income for the rest of your life.

That's why it is imperative to ensure you shop around for a comparison of the best annuity rates. This has been made all the more easier by the Financial Services Authority which has promoted its Open Market option campaign to persuade pension holders to exercise their right not to have to buy an annuity from their pension provider.

It is also very clear that shopping around can make a big difference, sometimes up to 40%. When making an annuity rates comparison, it is important to make sure you are comparing like with like. For instance, some annuity providers offer special enhanced rates for smokers or people overweight. Furthermore, if you have had a serious illness like a heart attack or cancer, or suffer from diabetes, then you are likely to be entitled to much better rates still as your life expectancy is likely to be reduced.

The converse reality of improving life expectancy is that annuity rates are now around a record low, and people are having to save more and more to earn what might be considered a reasonable annuity income. All the more reason then to compare annuity rates and make sure that when you do decide to buy, you get the best possible deal.


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